unearned

adjective

1. not received in exchange for labor or services; not gained by lawful work or employment.
2. not earned; unmerited; undeserved: unearned promotion.
3. not yet earned: Lenders are not permitted to take borrowers’ unearned wages as collateral.

adjective

1. not deserved
2. not yet earned

adj.c.1200, from un- (1) “not” + past participle of earn. Unearned income is recorded from 1889.